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Solution 03

Take payments or deposits online at booking

You get paid on your website, and you know what it costs you.

No card machine to rent, no separate subscription, no fees in quiet months. This page sets out what you can take payment for, when, and exactly what it costs you.

4-minute read3% per payment, no fixed feesPayment account: bank details and a photo ID
Client paying by card
In short

A deposit, full payment or a payment link: your clients pay by card, the money goes into your account, and every payment is linked to the client and the service. One rate: 3% of what you take online, whatever your plan.

The figures
1.5% + €0.25

per standard EEA card payment on Stripe's Irish price list, the provider that handles the payments taken through Traxo; no setup or monthly fee.

Stripe, Ireland pricing, read on 25/09/2026

1.69%

per online payment at SumUp Ireland, on pay-as-you-go and on Payments Plus at €19 a month alike: the subscription lowers the rate at the counter, not online.

SumUp, Ireland pricing, read on 25/09/2026

€10–€20

the deposit most Irish salons ask for, or 20% to 50% of the service price, according to a card-payment provider's guide for hair and beauty salons.

NPI, payment processing for hair and beauty salons in Ireland, read on 25/09/2026

01

3%, and you know exactly what you're paying

3% of the amount you take online, on all three plans. No extra subscription, no card machine to rent, no set-up fee. A month with no online payments costs you nothing.

The fee is shown on every transaction, to the cent, in your summary. Your clients pay nothing extra: the price they see is the price they pay.

“My card machine does the job.” At the counter it does, and Traxo doesn't try to replace it. What a card machine can't do is take the money when the client books, day or night, before she has set foot in the salon. She pays either the full price or a deposit, as you decide for each service. Take a €60 colour: paid in full at booking, the 3% comes to €1.80 and there is nothing left to take on the day. With a 25% deposit instead, €15 is paid online, and 3% of that is €0.45; the €45 balance, taken on your own machine on the day, doesn't go through Traxo and carries no Traxo fee. Payment processors used on their own publish a lower percentage, as the figures below show, some with a fixed fee on top; before you compare rates, compare what each one covers. Here the 3% comes with the booking page, your payment rule and a receipt filed under the client's name, with no separate subscription for payments.

  • Nothing to pay in months with no online payments
  • Fees shown for every single transaction
  • No surcharge for your clients

“If a new client accidentally double books, Fresha charges a 20% fee on the initial total, not the actual service provided. When you contact support to correct the client's mistake, they refuse to refund the difference.”

Anastasiia (US) · Trustpilot, review of Fresha, 01/09/2026
02

You decide when the client pays

Service by service: a deposit at booking, the full amount in advance, or nothing at all if you'd rather be paid on the day. An emergency call-out and a kitchen fitting don't need the same rule.

Your cancellation terms are written down and accepted at the moment of payment — that's what makes a refund easy to handle when it's fair, and a dispute rare when it isn't.

Full price or deposit? Payment in full settles the visit in one go, with nothing to collect at the counter; a deposit suits long or expensive services, where the client would rather pay the rest on the day. If you choose a deposit, how big should it be? There's no official figure to follow: the CCPC's page on deposits names no amount for a service, so it's yours to choose and to write into your terms. The range Irish salons commonly ask for is in the figures below. A simple rule is to size it on what an empty slot would cost you: a fixed €10 on a 30-minute trim, a share of the price on a three-hour colour or a full day's job. A deposit set too high can put off a first booking; one set too low won't stop the no-show it was meant to stop.

Common mistake

Asking for nothing at booking on long appointments. When nobody turns up for a two-hour slot, that's half a day lost that you'll never get back.

03

A payment link, even without a booking

Extra work agreed on the spot, a part replaced, a quote accepted over the phone: you create a link in ten seconds and send it to your client. They pay by card on their phone, receipt included.

If it isn't paid, the reminder goes out on its own. No more choosing between chasing three times and letting it go.

Payment link — sent to the client4 min ago

Hello Mrs Reynolds, here's the link to pay the balance for this morning's job: traxo.fr/p/8kd2

Amount€140
Traxo fee · 3%€4.20 · you receive €135.80
04

Payments are handled by Stripe

We never touch your money: payments go through Stripe, a specialist online payment provider. Bank-grade security, compliance and fraud prevention are its job.

The account is set up with you at the start, transfers to your bank go out automatically, and refunds and disputes are dealt with from Traxo, without switching tools.

05

Your payments, ready for your accountant

Every payment is linked to a client and a service, with its invoice or receipt produced automatically. VAT is shown separately if you're VAT-registered, and invoice numbers always follow on.

At the end of the month, an export goes to your accountant. It's often the easiest hour you'll ever save: no more piles of envelopes to sort at the end of the quarter.

Payments received — Septemberready to send to your accountant
€4,180
taken online
€125
Traxo fees (3%)
31
invoices produced
What Traxo doesn't do

Traxo doesn't rent card machines, doesn't run a till and doesn't do your bookkeeping: it takes payments online and prepares the export for your accountant. For payments at the counter, keep your card machine.

Frequently asked questions

On the amount actually taken online, deposits and balances alike. Anything you take in cash, by cheque or on your own card machine doesn't go through us and costs nothing.

Your bank details and a photo ID: that is all the payment account asks for.

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